Buying a Home In Penticton South Okanagan

Buying a house in Penticton


As a homeowner, you know the responsibilities that go with owning your own home.

Hopefully, you have learned from past mistakes and are better prepared for what lies ahead.

In this article, we aim to help you through the process of buying a house or condo, based on knowledge gained from many years in the business. We hope that these tips will reduce any anxiety you may be feeling about purchasing one of life’s biggest investments.

You’re going to be living there for a while, so it’s important to get it right! Let’s get started…



This is the first question you should ask yourself. The location of your Penticton house can be just as important as its features and price!

Here are some things to consider:


  • Does it need to be close to work? If so, try looking for real estate in areas with lots of public transit options or free parking available near home.
  • Are the schools good? Ensure that your kids will get a quality education before buying into an area that doesn’t have great schools. This will require you to do some research beforehand. The local school board might be able to provide suggestions on which schools are best in your area (or worst), depending on your budget and where you want to buy.
  •  Is it close enough for frequent visits to your family? Getting some distance between you and your parents can be healthy, but it also means that they won’t always be able to drive over when the furnace breaks or the wife gets lonely.
  •  What are existing residents like? Find out more about what makes up a typical day for people who already live in the area. If there’s not much going on around you, consider moving somewhere with more of a sense of community life.



One of the first things to remember when financing a house is that you will need to put down at least 20% as a down payment. The more you can put, the better-and this will affect your monthly repayment amount and interest rates too!


  •  Use your savings – if you have already been diligently saving money, consider using it as a down payment. It’s certainly less risky than borrowing from somewhere else!
  •  Get a loan from your bank – most people use banks or credit unions for loans, so this may be an option for you. Remember though: lenders typically require two years’ worth of contributions before they’ll accept them as a down payment.

It’s also important to note that they check your debt-to-income ratio, which is total household monthly debt divided by monthly income. The greater the percentage, the higher your interest rates will be!



Getting preapproved means that someone has looked over your current financial situation and has given you an indication of how much they are willing to lend you based on this information.

The process involves:

  • Completing paperwork about assets and liabilities
  • Providing a cheque for a deposit
  • Providing a list of your monthly income and expenses
  • Being interviewed by the lender.

Benefits of using a Realtor

Using a realtor will make buying or selling your house easier, not to mention that it’s always good to have someone on your side when entering into transactions this big!

A real estate agent can help you consider all the factors outlined in this article to ensure that you get the best deal possible. They can also offer their opinion on current market conditions, which may be useful if you need some guidance.

Some other things they do:

  • Deal with negotiations and paperwork
  • Offer advice and expertise about potential homes
  • Answer questions about how different neighborhoods work
  • Help you compare different properties and neighborhoods to find what’s right for you

How to find a good Realtor

Just like any professional service, it’s important to do your research before hiring someone. Make sure you find a realtor who is knowledgeable about the area you are interested in living in, as well as your price range and preferred location. You should also make sure they are experienced in the kind of home you want to buy or sell.

Home inspection

It’s certainly not required, and depending on what type of house or apartment you’re getting and where it’s located, some people just skip the home inspection. However, if you’re buying a used property in an older building, it can be a good idea.


Wine Touring in Kelowna, British Columbia

Upper End Wine Tours


The Art of Upper End Wine Tours in Kelowna

The town of Kelowna is located midway on Lake Okanagan in the south-central British Columbia Okanagan Valley, one of Canada’s driest and hottest spots. The largest and busiest city in the region, Kelowna is about a 4-hour drive from Vancouver and a three-and-a-half-hour drive from the Washington state border.


Enjoy a beautiful day in Kelowna. Start the day with wonderful wine tastings at Summerhill Pyramid Winery and Cedar Creek, with views of Okanagan vineyards and lakes. Enjoy fruitful whites and bold reds as you learn about Okanagan’s history and what makes each wine unique.


After that, cross Lake Okanagan for West Kelowna’s beautiful wine trail. Learn about the different vineyards and how the climate and location affect the wine. You will taste the difference between its great vineyards. Visit one of West Kelowna’s newest wineries, Grizzli. It specializes in ice wines, but they also produce a wide variety of white and red wines.


Relax with Upper End Wine Tours in Kelowna to Quails Gate and spend free time to enjoy the stunning views of the lake as you walk through the vineyards. Mission Hill is another stopover option to enjoy breathtaking architecture and taste some award-winning wines.


The Purpose Of Wine Touring


Tasting local wines is a great way to discover the soul and history of each country and the philosophy of its people. It offers you the view of the isolated countryside where the wine was produced, of this DNA of the country hidden in each bottle. If you are at least a bit of a detective, you absolutely have to take a seat at our tasting. Here are a few more reasons.


You Like Wine, But You Don’t Know Much About It


When you go out with friends, and while everyone hesitates between a gin and tonic and a tequila sunrise, you take the wine list and choose between a fruity rosé and a creamy Chary, much appreciated even by the wine connoisseurs. More demanding. If this is your case, wine tasting is really the right choice for you. You will get the view of the bouquets of wine, learn where the aromas come from, how to discover them, and what types of production the winemakers use to get the best of what nature has to offer.


Choosing the right wine for a special occasion is crucial. You probably want to make a good impression with the style and image of the selected bottle. After the tasting, you will be able to explain to your friend the difference between a floral sauvignon blanc and a fruity cabernet sauvignon, and you can help him choose the wine from a good Kelowna wine region.


Kelowna Kitchen Cabinetry For a Fabulous Farm House Living


Tips For Choosing Kelowna Kitchen Cabinetry


Kitchen furniture is not only the first thing we see in the morning after getting up. It is the furniture that is most exposed to changes in temperature and humidity due to the day-to-day tasks that take place in this space. That is why it is important to know how to choose them well not only based on aesthetics but also on their materials to guarantee their good maintenance over time. That is why today, we are going to give you a series of tips to take into account when choosing the cabinets that will decorate our kitchen. Go for it!


The Measure


The measurements of each piece of furniture and cupboard will depend on the characteristics of the kitchen and the available space. However, it is necessary to take into account the tasks that will be carried out daily in the kitchen, and therefore we will have to think about the most ergonomic proposals that allow us to have the necessary space and the distribution that best suits our style of cooking. It is very important that you do not forget this factor when choosing the color and design of the furniture, since, in the long run, it is one of those that most affect the use of our cabinets, its practicality.


The Interior


The first thing we look at when choosing our furniture is the exterior; however, it is very important to take into account the interior of the furniture and its storage capacity. It is essential that its interior makes it easier for us to organize the elements that we will need to keep. Therefore, the perfect cupboard for a kitchen is one that combines aesthetics and organization, such as drawers, shelves, etc.


The Color


It is one of the most visible and varied characteristics when choosing furniture for a kitchen. The choice of color depends on the taste of each one; however, there are some that are proclaimed winners due to their ease of combining with tiles or other shades. For example, white colors will always be easy to integrate with other elements. Many times when choosing the tone, we get carried away by the fashionable colors or how they manage to capture our attention, but in the long run, the bright colors can be monotonous or boring.


Kitchen Finishes


It is another aesthetic factor that can sometimes be a headache. The choice between the gloss or matte finish depends on the taste of each one since both options are very common in Kelowna kitchen cabinetry. Regarding cleaning, a glossy finish will always be more vulnerable to day-to-day fingerprints or stains, as they will be reflected on the surface.


Opening The Doors


When we spend time in the kitchen preparing the dishes of the day, inadvertently, we make the gesture of opening and closing the cabinets on many occasions. That is why it is important to take into account the type of doors that we choose for our furniture since this movement can be very uncomfortable depending on the type of closure they have. Therefore, when you are making your choice, we advise you to try opening and closing the doors to see if it will be practical on a day-to-day basis. Another detail that you should take into account is the handles since they will make a difference in the kitchen as a whole. Also, if you still do not know the types of doors you can find, we will tell you about them below.


  • Sliding Doors

They are perfect for tight spaces where it is not convenient to open and close the doors into the kitchen. With this style, you will save 1.5 square meters.

  • Swing Door

They are the ones we are used to seeing in kitchens, and they are also the cheapest. Being the most common in all houses, there are many more designs to choose from.

  • Double Leaf Doors

When the doorway is very large, it is very common to see double-leaf doors, which gives us the possibility of opening one instead of both when it is not necessary.

  • Pocket Sliding Doors

When the structure allows it, it can be hidden inside a brick wall. They allow you to save space and clear the walls.

  • Of Glass

They can be colored, transparent, opaque … Depending on the material, they will allow more light to enter or exit through them and create more open or luminous environments. The glass must be tempered or safety glass to avoid accidents.


Okanagan BC Hobby Farms and Acreages

hobby farms

Hobby farming can be a great way to become more self sufficient at your own leisure. If you are interested in starting up a hobby farm, here is some information worth knowing.

What is a hobby farm?

A hobby farm is a farm that people maintain out of enjoyment. It does not make the hobby farmers any money. Since it does not bring in any money, it is less important that the hobby farm be a success.

You can still sell things from your hobby farm. As soon as you start depending on that income as a living, however you are no longer a hobby farmer. Instead, you are running a business.

A hobby farmer has money to spend on the needs of the farm. This is in direct contrast to homesteaders, who spend very little money on their farm.

How much land do you need?

Most hobby farms are under 50 acres, as a small-scale farm is typically between 50-150 acres. That being said, it can be much smaller depending on the type of farming that you are doing.

Hobby farms for sale in BC

When looking for a hobby farm, you need to consider what you want to do on that acreage. What kind of livestock do you want and how much land to they need? What do you want to grow? How much do you want to work off the land? How much time do you want to put into getting the land ready?

These are all questions you should consider. Once you know the answers to these questions, you can start looking for a farm that checks the boxes.

How do they make money?

As the name implies, hobby farms are not there to make money. This being said, a hobby farm can make money by selling its extra produce, or eggs, or other products. Hobby farmers can sell their products online, at farmers market and co-ops, to the neighbors or in support groups.

If you want to make money off of your farm, you might want to consider a different model. Hobby farms typically do not make money, and if they do, it is not very much. This is essentially by design. Most people who hobby farm have a lot of money that they can put into their hobby farm.

What is a good size?

The size of your hobby farm will depend largely on the livestock that you want, and the crops that you want to grow. You will need a lot more space if you want cattle versus if you just want chickens. If you want to grow an orchard, you will need more space than if you want a vegetable or flower garden.

What types of farmers make the most money?

Market-gardeners can typically make the most money off of the smallest amount of land, even up to six figures off of less than two acres. This type of farming is a very intensive farming practice that oftentimes does not involve a lot of livestock. If livestock are involved, they are on separate pastures.

If you are interested in hobby farming, you should look at your budget and figure out what you want in a hobby farm. The next step is to start investing in the necessary equipment, and then get started!


Living in the Okanagan


The Okanagan region of British Columbia is straight east of Vancouver, west of Calgary and south of Shuswap Lake. The Okanagan Valley of British Columbia features gorgeous mountain scenery, lush grape-growing soil, warm summers and great water sports.

What is the Okanagan known for?

The Okanagan basin and river are well-known as the Napa Valley of the North, so you’ll have to visit one of the many wineries in the region. Take care to taste responsibly or hire a driver. Many of the larger cities in the Okanagan Valley offer bicycle rentals; wear your helmet and be safe.

Living in the valley and finding work can be a bit of a challenge; the unemployment rate in the cities in the region is a bit higher than in the rest of British Columbia. However, the tourist trade makes joining the gig economy a possibility.

What cities are part of the Okanagan Valley?

The biggest cities in the Okanagan include Kelowna and Penticton, as well as West Kelowna. Penticton has a population of just over 30,000 and Kelowna proper is just over 100,000. In the north, the city of Vernon is almost 40,000 people.

What are some popular things to do in the Okanagan?

Fans of history will love a trip to the O’Keefe Ranch in Vernon, BC. This area of Canada has deep agricultural roots and plenty of heritage tours to enjoy.

Kelowna is a bustling city with plenty of shopping and dining. You can also enjoy a visit to one of the many wineries or breweries in the area. Spend a day on the beach and rent a jet ski, or travel to the outskirts of the city and find a hiking trail to enjoy mountain scenery.

Schedule a stay in the city of Penticton and don’t forget your golf clubs! Not only will you enjoy gorgeous weather and scenery, but the greens are lush and smooth.

What Universities and Colleges are Kelowna?

If you’re looking for beautiful scenery and a great education, Kelowna is a great town. The British Columbia Institute of Technology has an aerospace technology campus in the city of Kelowna, as does the University of British Columbia. Okanagan University College is also ideally suited to help you finish a four year degree, take your required courses before transferring, or go part time and enjoy lifelong learning.

British Columbia is one of the most gorgeous spots on the planet. No matter your travel or life goals, you can find amazing activities in the Okanagan Valley. Take a class, hike a trail, rent a bike, and have a glass of wine. Plan your future in the Okanagan Region.